PEOPLES has been providing loans for generations of Georgians since 1926. We specialize in consumer loans which help our customers and families get through any difficult times.
If you are looking to buy a car, we can also work with you and an auto dealer of your choice to find you the best financing option that fits your current and long term needs.
If you are an auto dealer with a location near one of our branches, please click here to view our buying programs.
If you are trapped in a title pawn or are thinking about one, please check with us first. Our loans are designed to be paid off so you can move on with your life.
If you are looking to rebuild your credit, unlike many of our peers, we report to the credit bureau.
If you are tired of dealing with loan companies who change locations and personnel all the time, all 11 of our branches are owned, not leased and our average manager has over 15 years experience in our company.
Integrity: We want the loan process to be as transparent and easy as possible. We do not charge any prepayment penalties or many other fees that other lenders try to hide. We also will not force other products on our borrowers that only raise their payments without providing true benefits for them.
Responsibility: Our managers are trained to make sure our loans are affordable for the customer. On a used car purchase, they will make sure that the length of the loan is suitable for the car you purchase. Many other lenders will stretch a car loan to 72 months just so the payment is affordable, but that does a borrower no good when the car only lasts four years. We may lose business this way, but we would rather do this than have a customer trapped in an “upside down” loan.
Reputation: Peoples has always enjoyed a solid reputation among our peers in the industry. We are proud to consistently score outstanding exams from the Georgia Industrial Loan Department that regulates our consumer loans.
Stability: Peoples have been making consumer loans for over 85 years. All of our branches are company owned, not leased and have been in the same location for many years. All of our managers have had at least 5 years with the company, and many have been around much longer. Our customers appreciate having a consistent person to talk to when they need a loan or even if they are having a hard time repaying one.